List of United States Depository Institutions, Credit Unions, Guide Service
TDS (Mortgages) - Depository Glossary Terms and Abbreviations
Total debt servicing ratio - A formula used to determine the maximum monthly debt payments a person can afford. The ratio calculation divides total shelter costs plus debt payments by gross income. Shelter costs generally include mortgage payment or rent, property taxes, utilities and 50% of condo fees, if applicable. Debt payments include all loan, credit card and line of credit payments.