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Higher interest rates. This should be a good year for savers

Higher interest rates. This should be a good year for savers Higher interest rates. This should be a good year for savers"To me, the most interesting trend we`re going to see in the next year is Federal Reserve watching. The Federal Reserve is relevant again for really the first time in 10 years," says Brian Bolton, associate professor of finance at Portland State University in Portland, Oregon.Bolton points out that... read more...

How to Open a Non-Profit Bank Account

How to Open a Non-Profit Bank Account Nonprofit groups of all sizes and purposes are eligible to open low-to-no-fee checking accounts with most banks. There are two basic types of nonprofits: incorporated and informal. The process around obtaining a checking account will vary depending on which type of nonprofit group you are a part of. Brand new nonprofit organizations must begin the process of... read more...

Can Hybrids Save you Cash in the Long Run

Can Hybrids Save you Cash in the Long Run Over the last few years, hybrid cars  have  become  increasingly  popular.  And rightfully they should be. After all, our dependence on foreign oil supplies has forced us all to feel the pinch at the pump, and, there are mounds of research to show the environmental damage being caused by our love affair with the automobile industry.... read more...

Oil Jumps as Sentiment Boosted; Analysts Warn of Glut

Oil Jumps as Sentiment Boosted; Analysts Warn of Glut Oil prices extended gains on Monday that have lifted crude benchmarks by more than a third from this year's lows, as tightening supply and an improving global outlook strengthened the sentiment for a market recovery. Front-month Brent crude futures were trading at $39.37... read more...

`Let Them Sell Their Summer Homes and Jets`: NYC Pension Dumps Hedge Funds

`Let Them Sell Their Summer Homes and Jets`: NYC Pension Dumps Hedge Funds New York City's largest public pension is exiting all hedge fund investments in the latest sign that the $4 trillion public pension sector is losing patience with these often secretive portfolios at a time of poor performance and high fees. The board of the New York City... read more...

Soros Sold Shares Worth Millions of Dollars Below the Price and Changes Them for the Gold

Soros Sold Shares Worth Millions of Dollars Below the Price and Changes Them for the Gold ELITE is preparing for something big: Soros sold shares worth millions of dollars below the price and changes them for the gold! Soros and 'Association' cause financial chaos to create a single bank, the army and the government.Great consternation in the US has caused the discovery of the mass concentration camps and surrounded by several rows of wire... read more...

Home-Loan Borrowers Bypass the Banks

Home-Loan Borrowers Bypass the Banks Look out, banks. Home buyers are increasingly turning to independent mortgage companies for their loans.In 2014, nondepository independent mortgage companies originated 47% of completed home-purchase loans and 42% of refinance loans, according to data from the Federal Reserve. That's up from 43% and 31%, respectively, in 2013 and the largest share of the... read more...

Trust is the most valuable asset any company has

Trust is the most valuable asset any company has Valeant Pharmaceuticals has suffered a crisis of trust over the last few weeks. More specifically, the trust that investors had in the company was substantially diminished in the wake of revelations that Valeant had an unclear but apparently too-cozy relationship with specialty pharmacy called Philidor. The loss in trust in this case was quite concrete,... read more...

Millennials face 'Great Depression' in retirement: Blackstone COO

Millennials face  Americans in their 20s and 30s are facing a retirement crisis that could plunge them back into the Great Depression, Blackstone President and Chief Operating Officer Tony James said Wednesday."Social Security alone cannot provide enough for these people to retain their standard of living in retirement, and if we don't do something, we're going to have... read more...

Asia down as China woes unnerve markets, safe-haven yen rallies

Asia down as China woes unnerve markets, safe-haven yen rallies Asian stocks and oil fell on Monday after Wall Street suffered another bruising blow as deepening concerns over the slowing Chinese economy continued to unnerve global equity markets.The safe-haven yen rallied and key government bonds were bought from the widespread unrest in the financial markets, set in motion nearly two weeks ago when China devalued its... read more...

World stock markets plunge: Shanghai down 8.5%

World stock markets plunge: Shanghai down 8.5% Asian stock markets started the week with plunges in the leading indexes. The world is waiting to see how the crisis in Asia would affect the European and American markets.The Far East stock markets continue to fall today. The Shanghai Composite lost 8.5% of its value in the first hours of trade. The leading Hong Kong Market index lost 4.5% and reached a... read more...

Facebook Down 12.1%, Apple Down 10%, Google Down 6.5%, Microsoft Down 5.8% As Stock Markets Plummet

Facebook Down 12.1%, Apple Down 10%, Google Down 6.5%, Microsoft Down 5.8% As Stock Markets Plummet Tech companies are suffering from the current hostile stock market environment as stock markets around the world are plummeting following concerns over China. All tech companies are tanking right now, with some suffering from a stark correction. When the stock markets opened, compared to Friday's closing price, Facebook was down 12.1 percent to $75.62, Apple... read more...

The US Economy Continues Its Collapse

The US Economy Continues Its Collapse Do you remember when real reporters existed? Those were the days before the Clinton regime concentrated the media into a few hands and turned the media into a Ministry of Propaganda, a tool of Big Brother. The false reality in which Americans live extends into economic life. Last Friday's employment report was a continuation of a long string of bad news spun... read more...

Five Tips to Help Pay off Debts

Five Tips to Help Pay off Debts Sometimes debts can seem totally overwhelming and it can be hard to know how to pay them off. It is not something that will be easy either but it is possible with a lot of determination. Below are five tips which should help you to pay debts off. Start by finding out exactly how much you owe. Some people owe money in different ways such as loans,... read more...

The US dollar reigns supreme again

The US dollar reigns supreme again For the third day in a row, Asian traders can't get enough of the US dollar which has just touched 100 in USD index terms and pushed the Euro down below 1.05. The US dollar surge has pushed the Euro down 6.04% and the USD Index (which has a broader set of inputs) up 4.13% in the past 5 days. Other currencies like the Aussie and Pound have been dragged down... read more...

Top 8 tech trends for 2015

Top 8 tech trends for 2015 CIO as chief integration officer It's now difficult to separate business strategy from technology. The chief information officer is feeling threatened with new titles cropping up - such as chief content officer, chief digital officer - all of which infringe on some of the CIO's traditional areas. So the role of the CIO needs to evolve as technology... read more...

Simple, Bedrock Rules on Personal Finance

Simple, Bedrock Rules on Personal Finance Smart money moves aren't more complicated than you think. They're simpler. Cut through all the jargon and pontificating and technical stuff, and everything you really need to know about personal finance fits into less than 1,000 words-no more than three to four minutes. Ignore economic and financial forecasts. Their purpose is to keep forecasters employed.... read more...

How to write your own business plan

How to write your own business plan As an aspiring entrepreneur, you must be clear on where to set your foot first. Deciding on which industry to venture into may be a challenge, along with planning the marketing, technical, financial and organizational aspects of the endeavor. Most experts advise startup entrepreneurs to set a plan first. The Bureau of Micro, Small, and Medium Enterprise... read more...

Personal Finance - Where to invest your savings

Personal Finance - Where to invest your savings "Lazy people can't be wealthy." This is the strong reminder of Joe Ferreria, president of financial coaching firm MoneyDoctors Inc., to the attendees of the recent Investalk: Mid-year Outlook 2014 held last July 12 at Solaire Resort and Casino in Pasay City. He emphasized, "Hard work is the foundation of the growth of personal wealth." Logically, one has to... read more...

Virtual professionals - work at home

Virtual professionals - work at home More Filipinos are finding work online-and keeping it-despite the Philippines being notorious for having the slowest Internet connection speeds in Asia (averaging 3.52 megabits per second). According to data from the Information and Communications Technology Office of the Department of Science and Technology, there are at least 900,000 Filipinos who earn a... read more...


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